In a move that could redefine the way Indians travel, Bengaluru-based fintech and travel startup Scapia has unveiled three groundbreaking products — Scapia Experiences, Scapia Store, and the Scapia Federal Add-On Credit Card. Together, these launches mark a major step toward building a unified, intelligent, and rewarding ecosystem for travelers.
AI transforming travel discovery
Travel planning has become overwhelming for many, and Scapia aims to fix that with Scapia Experiences — an AI-powered discovery and booking platform featuring over 5,000 global experiences. Using Generative AI and adaptive Smart Filters, the platform helps users cut through endless online clutter to find what truly resonates with them — from skydiving in Melbourne to a desert safari in Dubai.
“Travel today is about self-expression,” said Anil Goteti, Founder and CEO of Scapia. “With Scapia Experiences, we’re simplifying how travelers discover experiences that align with their interests and passions.”
The platform understands user intent, offering curated options such as sunrise visits to the Burj Khalifa or wine tours in Portugal. It even provides Pro Tips like best times to visit, weather conditions, and photography suggestions. Each experience is powered by Scapia’s proprietary AI engine, which converts scattered information into visually rich, intuitive listings.
Bookings made through Scapia Experiences also reward users with Scapia Coins, redeemable for future trips, hotels, or experiences — turning every adventure into an opportunity for savings.
Building a complete travel ecosystem
Scapia’s Winter Product Suite broadens its reach across multiple travel categories — from finance and shopping to experiences. The Scapia Store is India’s first travel-focused shopping platform, designed to help users prepare for trips with context-aware recommendations.
Featuring over 10,000 products across 50 sub-categories from brands like Columbia, Tripole, Daily Objects, and Nasher Miles, the platform personalizes shopping based on destination, weather, and travel theme.
“If someone is traveling to Japan in November, they’ll see jackets and autumn gear,” explained Goteti. “If it’s a spring trip, the platform suggests lighter clothing and accessories. It’s an intelligent, seamless shopping experience built for travelers.”
Every purchase on Scapia Store also earns 20% back in Scapia Coins, along with perks like free shipping, hassle-free returns, and 24×7 customer support — all integrated into the Scapia Rewards ecosystem.
Empowering families through smart finance
Scapia’s collaboration with Federal Bank introduces the Scapia Federal Add-On Credit Card, a product designed to make shared travel spending easier and more transparent. Unlike traditional add-on cards, each user gets their own app access, personalized rewards, and OTP authentication, ensuring complete independence.
“Add-on users can manage their spending, view transactions, and enjoy the same travel benefits as the primary cardholder,” said Goteti. “It’s about inclusion and empowerment, not dependency.”
Primary cardholders can set custom credit limits for family members, creating a shared ecosystem of travel rewards and financial flexibility. Each user also enjoys perks like zero forex fees, unlimited lounge access, and Scapia Coins for every spend.
A vision for the future of travel
Goteti says Scapia’s mission is rooted in a passion for travel and the belief that Indian travelers deserve smarter, simpler solutions. “Travel is emotional — it’s about feeling something new,” he said. “Our goal is to make every step of that journey intuitive, rewarding, and stress-free.”
Scapia is currently available across 7,500+ pincodes, partnering with merchants in 150+ countries, and backed by investors including Peak XV Partners, Elevation Capital, Z47, and 3STATE Capital.
The company is already working on new banking partnerships and travel finance products as part of its expansion roadmap. With India’s fintech market projected to reach $200 billion by 2030, Scapia aims to be at the forefront of this revolution — transforming from a travel credit card company into a full-stack travel companion for the next generation of explorers.
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